Radius bank + LendingClub

Picture of the bank
Zeta Joint
0.48-1.93% APR
MasterCard
No Fees
Shared accounts with goals, bill reserve (expenses) bill pay, and more.

Matching Features (27)

Verified By Mod
Checking Account
Joint Account Option
Expense Alternative
Goal Alternative
Safe To Spend Alt
Online Bill Pay
Mobile Check Deposit
Checks
Outgoing Wires
No Fees
Instant Internal Account Transfers
Automatic Goal funding
Automatic expense funding
Automatic goal/ expense spending
Early Direct Deposit
ACH Transfers
Transaction Notifications
Apple Pay
Google Pay
Auto Save (auto transfer)
Graphical Spending analysis like simple
2FA
Custom notes on transactions
Modern UI
Real-time accuracy (i.e. do transactions show up in the app instantly -- or are they batched and processed once a day)
Web

Missing Features (14)

Savings Account
Investing Options
Auto Save (round up)
Venmo
Zelle
Incoming Wires
Business Banking
Cash Back / Rewards
CSV/JSON Export
Dark Mode UI
Kids Teen Accounts
No fee for card declined
OFX Downloads (for integration with Quicken, etc.)
Plaid Integration
Additional Information
Download Apps
Support
Chat, phone, email